Misar IO Docs

Payouts (Withdrawals)

Withdraw your earnings to your bank account once you reach the minimum threshold.

Payouts

When your available balance reaches the minimum withdrawal threshold, you can request a payout and the funds will be transferred to your linked bank account via Stripe.

Available Balance

Your available balance is calculated in real time:

available = gross_earnings - platform_fees - completed_or_pending_withdrawals

You can see the breakdown at any time in Dashboard → Earnings.

Minimum Threshold

By default, the minimum withdrawal amount is $10.00. You cannot request a payout until your available balance reaches this threshold.

The threshold can be configured platform-wide or per-creator by an administrator. Your current threshold is shown on the Earnings page.

Requesting a Payout

  1. Go to Dashboard → Earnings
  2. Once your balance is at or above the threshold, the Withdraw to bank button becomes active
  3. Click it and confirm — the full available balance is sent to Stripe
  4. Stripe transfers the funds to your linked bank account (typically 1–2 business days)

Payout Statuses

| Status | Meaning | |--------|---------| | pending | Request recorded, awaiting Stripe dispatch | | in_transit | Stripe accepted the payout, transfer in progress | | paid | Funds delivered to your bank account | | failed | Stripe rejected the payout (see failure reason); balance restored | | canceled | Payout was canceled before dispatch |

Canceling a Payout

A payout can be canceled only while its status is pending (before Stripe has dispatched it). Once it moves to in_transit it cannot be canceled.

Failed Payouts

If Stripe rejects a payout (e.g. invalid bank details), the payout_requests record is marked failed and the amount is automatically restored to your available balance — the view recomputes to exclude failed rows.

Common failure reasons include:

  • Bank account not linked or removed
  • Insufficient funds in Stripe Connect balance (Stripe-side)
  • Account capability restrictions

Resolve the issue in your Stripe Express dashboard, then request a new payout.

Stripe Connect Requirements

Payouts are only available if:

  • You have connected a Stripe account
  • Stripe onboarding (identity verification) is complete
  • Payouts are enabled on your Stripe account

If any of these are incomplete, the Earnings page will show the relevant step with a link to complete onboarding.